http://livingdebtfreeadvice.com Sat, 12 Jun 2010 17:54:16 +0000 http://backend.userland.com/rss092 en by Cara Mirabella of The Household Helper Purchasing groceries is one big area where you can save loads of money each month. The next big area where you can save extra money deals with household expenses. Everyone has these and everyone can use all or just a few tips to save ... http://livingdebtfreeadvice.com/2009/02/frugal-tip-household-expenses/ I love cooking with my crock pot, so when I saw Cara's (of TheHouseholdHelper.com) article about how cooking with a crock pot can help save money I just had to share... First introduced in 1971, the Crock-Pot revolutionized the way we cook meals. The word Crock-Pot is actually trademarked by Rival ... http://livingdebtfreeadvice.com/2009/02/save-money-cooking-crock-pots/ You've heard the old saying... it can't hurt to ask... And when it comes to your credit card interest rate, just asking the bank to lower your rate could save you hundreds, even thousands of dollars. Below is a video of four people calling their credit card companies to ask for ... http://livingdebtfreeadvice.com/2009/02/interest-rate/ There are many resources out there for those who are deep in debt. There are credit counselors and debt consolidation companies. There are lawyers offering to have your debt reduced for a fee, and in extreme cases, there is bankruptcy. With all of these choices, one might ... http://livingdebtfreeadvice.com/2009/02/debt/ A few days ago I posted about creating credit resolutions for the new year.  I thought now would be a good time to review what makes up your credit or FICO score. There are five key elements that comprise your credit score: payment history, outstanding debts, credit history age, inquiries, and ... http://livingdebtfreeadvice.com/2009/01/credit-score/ You've heard it a million times... "pay yourself first". And every time you hear it you think "I can barely pay my bills, how can I afford to pay myself first?" Many people never start paying themselves first, because they are too concerned that they won't have enough to pay ... http://livingdebtfreeadvice.com/2009/01/how-to-pay-yourself-first/ If you're self employed, you likely experience income slumps. It may be because your business is cyclical (being a tax professional, I am extremely busy the first 4 months of the year, but then things slow down drastically during the summer months), or it may be because the economy ... http://livingdebtfreeadvice.com/2009/01/increase-your-income/ One of my favorite websites is Allrecipes.com. I go there anytime I'm looking for a new recipe or just need inspiration for something to cook for dinner. On my most recent visit, I noticed a section called 'Cooking on a Budget'. Since inflation and rising food prices are at ... http://livingdebtfreeadvice.com/2009/01/cooking-on-a-budget/ In my Living Debt Free ebook, I suggest that readers visualize their goals to help them stay motivated on their journey to getting out of debt. Joan Sotkin of Prosperity Place takes this a step further, and says visualizing with feelings is a more powerful way to change your money thoughts ... http://livingdebtfreeadvice.com/2009/01/visualizing-goals-feeling/ Here are some more articles on how to save money with meal planning: Quick Ways To Save and Be Frugal With Meals - Make a list. Always keep a list on hand for what you need and what’s on sale. This will also help with your meal planning. Plan your meals ... http://livingdebtfreeadvice.com/2009/01/save-money-meal-planning/