How to Ask for a Lower Interest Rate

You’ve heard the old saying… it can’t hurt to ask… And when it comes to your credit card interest rate, just asking the bank to lower your rate could save you hundreds, even thousands of dollars.

Below is a video of four people calling their credit card companies to ask for lower interest rates. Of the four, three were successful. So, it is possible to get your interest rates lowered, just by calling.

Is saving a few hundred dollars a year in interest charges worth a few minutes on the phone? Take a listen and decide for yourself…

How to Save Money With Meal Planning

Here are some more articles on how to save money with meal planning:

Quick Ways To Save and Be Frugal With Meals - Make a list. Always keep a list on hand for what you need and what’s on sale. This will also help with your meal planning. Plan your meals around sales. If pork is on sale that week add it to your menu for the week. …

7 ways to save money at the grocery store - Fresh, frozen or dried, fruit makes a satisfying, sweet end to any meal. It will add vitamins, minerals and fiber that aren’t found in cakes or candy. Working some small changes into your grocery shopping habits will not only save money …

That’s our list and we’re sticking to it - Being further away has also forced us to plan our meals a little better as well. Again, before we just ran to the grocery store before dinner to get whatever was needed for our meal, now we can’t. My wife has been pretty much planing …

Healthy Eating on a Budget - Menu Plan. Having a menu plan for the week allows you to save money, time and brain power. 2. Coupons. Clip, clip, clip from your local paper. Print, print, print from money saving websites like Freebies 4 Mom, Money Saving Mom, …

Recommended Resources:

Dine Without Whine - A meal planning service for busy families. If you understand the benefits of meal planning, but need help implementing it, this is a great service to have. Get menu plans, grocery lists, recipes and more to help you save money and time!

Meal Planning on a Budget - Tips on how to get started with meal planning and how to slash your grocery budget with meal planning.